Loan Calculator

Calculate Monthly Installment and Total Loan Cost

Enter amount, annual rate, and loan term to estimate monthly payment and total bank cost.

Loan Inputs

Results

Monthly Installment-
Total Paid Over Term-
Total Bank Interest/Commission-

Frequently Asked Questions

What is the difference between reducing balance and flat interest?

Reducing balance calculates interest on remaining principal, while flat interest calculates it on the original principal.

Can I include processing fees?

Yes. You can add percentage-based and fixed fees to get a more realistic estimate.

Are these results final bank offers?

No. Results are estimates and final bank offers depend on contract terms.